10 Questions, 10 Answers, 10 miles per dollar with the DBS yuu Card
You’ve likely heard about the DBS yuu Card and its amazing Rewards, like earning up to 10 miles per dollar (mpd) and 18% cash rebates. How do you actually earn 10 mpd, and what does it take to meet the minimum spend?
We’re here to break it all down for you. We’ve compiled the most common questions and all the key updates to help you maximise your everyday spending!
Your Top DBS yuu Card Questions Answered
1. I don’t spend much on groceries. Is this card for me?
Yes, absolutely! While our grocery Partners, Giant & Cold Storage offer great value, the yuu-niverse extends far beyond the supermarket. You can earn up to 18% cash rebates on many of your other regular expenses.
This includes rides with Gojek, meals from foodpanda, public transport via SimplyGo, everyday essentials from Guardian, 7-Eleven, even your drinks from CHAGEE as well as EV-charging with Charge+. This is THE card that lets you earn up to 18% cash rebates on your everyday spend, turning every purchase into Rewards in the form of cash rebates or miles!
2. Which yuu Merchants are eligible?
The list of participating Partners in our yuu-niverse is always growing. Currently, you can earn up to 18% cash rebates or 10 miles per dollar at:
Cold Storage
CS Fresh
Giant
Guardian
7-Eleven
foodpanda
Gojek
Singtel
Plus, we've recently added these new Partners:
CHAGEE
Charge+
SimplyGo
3. Do I need to spend the full S$800 minimum at yuu Merchants?
No, you don't have to but you can unlock the highest cash rebates or miles per dollar when you meet the minimum spend!
The minimum spend requirement includes your spending at both yuu and non-yuu Merchants. This gives you flexibility in how you use your card. However, to maximise your Rewards and achieve the 10 mpd rate, it's best to optimise your S$800 spend at Participating yuu Merchants.
For example, if you spend $200 on groceries at Cold Storage or Giant, you can make up the remaining $600 across other everyday purchases from yuu as well as non-yuu Merchants—like ordering food delivery on foodpanda, picking up health and beauty essentials at Guardian, or shopping for home appliances or clothing and accessories to hit the minimum spend.
For the full list of excluded transactions, you can refer to the complete terms and conditions here.
4. What are some less common eligible transactions to help me hit my minimum spend requirement?
Here are a couple of useful hacks that you might not be aware of:
📦 Did you know foodpanda offers more than just deliveries? Their self pick-up option lets you grab your order faster and earn up to 18% cashback on your takeaway!
🛍️ No Giant or Cold Storage nearby? Shop through pandamart on foodpanda and earn 18% back on your groceries. With these savings, many items end up cheaper than in-store or other online grocery options once you stack all your vouchers and cash rebates from the DBS yuu Card!
🚇 Use SimplyGo for your MRT, Bus, or LRT journeys! There’s no need to link your Card to the SimplyGo app, just tap your DBS yuu Card at the gantry to earn Points. Please note that top-ups to a SimplyGo account are excluded.🔌 Your yuu Points don’t stop at rides–you can even earn Points while charging your EV with Charge+!
5. Do I earn anything for spending outside the yuu Partner list?
Yes, you’ll still earn on your other spending—you get 0.25% cash rebates on non-yuu Merchant transactions. Importantly, these transactions contribute to your minimum spend requirement for the month, helping you unlock higher bonus Points and rebates or miles.
Just keep in mind that certain exclusions apply, which can be found here.
6. How are my Bonus Points calculated?
The 36x Points reward system might seem complex, but it breaks down into three simple components:
1x Base Points
For purchases made at yuu Merchants, Base Points are credited on the same day, but don’t forget to link your yuu ID or scan it at checkout to make sure your Points are credited.
For non-yuu Merchants and SimplyGo transactions, Points will be credited within 60 working days after the end of each month.
9x Bonus Points
9x Bonus Points don’t require any minimum spend and will be credited to your account within 60 working days after the end of each month. This bonus is only applicable to yuu Merchant spend.
26x Bonus Points
To qualify for 13x Bonus Points, simply spend at least S$800 in Eligible Purchases and make transactions at four or more participating yuu Merchants within the month.
Your Bonus Points will be credited within 60 working days after the month ends.
7. How do the cash rebates and miles calculations work and what’s the maximum cash rebates or miles I can earn per month?
You have the flexibility to choose what suits you best.
For cash rebates: You can enjoy up to 18% in cash rebates, awarded as yuu Points to your linked account when you meet the monthly minimum spend of S$800 at 4 Participating Merchants. These Points can then be used to offset your purchases at Partner stores such as CHAGEE, Cold Storage, Giant, Guardian and more!
For miles: You can earn up to 10 mpd, also credited as yuu Points, upon meeting the monthly minimum spend. You may then convert the entire block of Points to miles or keep some as cash rebates—the choice is yours.
Bonus yuu Points will be capped at 28,800 yuu Points per calendar month–that’s equivalent to $144 in cash rebates and 8,000 miles!
8. How can I convert my yuu Points to miles?
Converting your yuu Points into miles is quick and straightforward. If you’re a yuu Member, you can seamlessly convert 3.6 yuu Points to 1 mile, with no conversion feeandno cap on how many Points you convert.
To get started, open the yuu App, head to the ‘Me’ section, and tap ‘Transfer Points.’ A minimum of 200 yuu Points are required per conversion. Once you’ve filled in the necessary details, you’re one step closer to your next adventure.
Don’t have the DBS yuu Card yet? Sign up now with a valid promo code and spend a minimum of S$100 within 30 days of card approval to receive a free hamper of your choice (worth up to S$190), while stocks last. Promotion is valid for new DBS Bank / POSB credit cardmembers only. Bonus yuu Points are awarded upon fulfilment of all qualifying criteria. Visit yuu Rewards Club for full terms and conditions.
9. When will my transactions appear in the tracker?
Your qualified spend usually takes 3 to 5 days to be reflected on the bonus tracker but may at times take up to 14 days. Find out more about our new bonus eligibility tracker here!
10. Can I only sign up for one card?
No, you can hold both the DBS yuu Visa Card and the DBS yuu AMEX Card. Having both allows you to unlock double the Bonus Points, helping you maximise your earnings each month.
Bonus Question: I have a lot of yuu Points. What can I do with them?
You have several excellent options for using your Points:
🎁 Redeem Rewards: Browse the yuu App for Rewards from our Partners and look out for Double Up Rewards—you could snag a CHAGEE Fresh Milk Tea (Large) for 1,240 620 yuu Points for 50% off or a $5 Suntec City e-Voucher for 1,000 500 yuu Points for 50% off,which is half the usual Points required. Make the most of your Points and treat yourself to your favourites!
💰Pay with Points: Use your Points to pay directly at checkout in-store or within the apps of partners like CHAGEE, Cold Storage, CS Fresh, foodpanda, Giant, Guardian and 7-Eleven.
✈️ Convert to Miles: Turn your Points into miles, which can be redeemed for flights on both Singapore Airlines and Scoot. You could redeem a flight within Southeast Asia from just 1,050 miles, which you can potentially earn in under two months
Ready to Maximise Your Rewards?
Whether you’re chasing miles for your next getaway or stacking cash rebates on everyday purchases, the DBS yuu Card really does make your daily spending work harder for you. Once you get familiar with how the Rewards system works, it becomes surprisingly easy to turn ordinary expenses into little treats, or even a full-on holiday!
Details are accurate at the point of writing.
